by Alexis Workman
On September 29, 2020, the first of the presidential debate took place, broadcast all over the United States. In this day and time, we have more audiences and internet to voice our opinions. By far, people state this have been the most intense debate in history. The debate is between Joe Biden and Donald Trump, the major candidates in 2020 United States presidential election. One debate between the vice-presidential candidates Mike Pence and Kamala Harris took on place on October 7, 2020. A further two debates were scheduled to takeplace on October 15 and October 22, though the October 15 debate was later cancelled due toTrumps COVID-19 diagnosis and refusal to appear remotely rather than in person.
According to Ballot Pedia, for the democratic party, Joe Biden has been supportive in the past of free community college and taken part in President Obama’s America’s College Promise proposal. In 2015, Biden supported four years of “free college,” however he now proposes to make community college free. As we all know NCCC is a community and we can all take a part in this, especially for the future. Additionally, he would like to make sure that PSLF is “fixed,simplified, and actually helps teachers. “In an exchange with a student during a campaign event in August, Biden said borrowers should not have to make payments toward their loans until they are earning at least $30,000, and loans should not accumulate interest before borrowers begin
earning that amount. He also said he would reduce the percentage of income that borrowers repay in income-driven repayment plans from 10% to 5%.Biden in October released his official plan for higher education, which included doubling the maximum Pell Grant award, automatically enrolling borrowers into income-driven re payment plans, and restructuring PSLF to allow for borrowers to receive $10,000 in debt relief “for every year of national or community service, up to five years.”
In April, in the thick of the novel coronavirus outbreak and shortly after Sen. Bernie Sanders and all other Democratic candidates had dropped out of the race, Biden released an updated proposal on student debt relief, which included plans to forgive all undergraduate tuition-related federal student debt from two- and four-year public schools for debt holders earning up to $125,000, with a phase-out for those earning more than $125,000, and canceling a minimum of $10,000 in debt for student loan borrowers dealing with the COVID-19 outbreak.
According to the Ballot Pedia, For the Republican Party, President Donald Trump has proposed deep cuts to the Department of Education as a whole, and specifically to student financial aid programs. His fiscal year 2018 budget proposal, for example, would have cut about$150 billion from federal student aid programs over 10 years. His most recent budget proposal reiterated his support for hard-hitting cuts to the federal student aid programs and included a $2billion rescission from the Pell Grant reserve funds. He has also proposed eliminating subsidized loans, Public Service Loan Forgiveness, reducing Federal Work-Study funding, and increasing risk-sharing with institutions. He has supported a more streamlined loan repayment process and shift in the Federal Work-Study allocation formula so institutions would receive funds based on the number of Pell Grant recipients the institution enrolled Trump has proposed that student loan forgiveness be made available to all borrowers with undergraduate and graduate student loans who participate in a single income-driven repayment plan. Borrowers would pay 12.5% of their discretionary income and would receive student loan forgiveness after 15 years for their federal undergraduate student loans and after 25 years for federal graduate loans.
Trump in August signed an executive order forgiving all student loan debt for any permanently disabled U.S. military veterans. This is why we have to vote, especially us college students. It is very important for us to vote especially for our future. Encourage everyone to vote and even the young one in high school, they’re mostly going to be effected by the debate. The officials in the debate make decisions on topics like student debt, funding for higher education and the economy. So together as NCCC let’s all vote together and make a better future for all.